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Personal Insurance

Details: An overview of The Council of Insurance Agents & Brokers’ Commercial Property/Casualty Market Index Q1/2021. Across the U.S. and the world, businesses are opening up… Bevrlee Lips. 0. Blog Personal Insurance Personal Lines. June 9, 2021 Preparing Your Home for Hurricane Season.

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Individual Insurance

Details: Take your insurance coverage and your peace of mind up a notch by adding an umbrella insurance. For those things that are above and beyond the limits of your other policies, an umbrella policy provides coverage for things that may be excluded or when other policies are exhausted.

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Credit Insurance

Details: Credit insurance is an important risk management instrument. It covers defaults occurring during the life of an insurance policy as a consequence of an insured’s inability to pay, whether for political or commercial reasons.

› Verified 9 days ago

› Url: https://www.ioausa.com/business-insurance/credit-insurance/ Go Now

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General Liability

Details: General liability insurance helps by protecting you from those things that can occur as part of doing business. You could have a claim for a slip and fall on a wet floor, be sued for libel or slander due to an advertising error, have a claim for injury resulting from use of your product, or you could even have damage to property you rent.

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Accident & Health

Details: Typically provided by the employer to employees as part of an incentive package to work for the company, our advisors work to secure the right accident and health insurance coverages to protect clients from losses incurred when injuries result from accidents or various types of health problems.

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Professional Liability (E&O)

Details: Overview. Professional liability coverage—also known as professional indemnity insurance or errors and omissions insurance (E&O)—is focused on those people who make a living by providing advice or expertise and the lawsuits they may face. We can help you identify your specific exposures and structure a cost-effective, customized insurance

› Verified 5 days ago

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Autonomous Vehicle Insurance

Details: Overview. At IOA, we have a passion for innovation, and few industries are experiencing the impact of innovation in quite the same way as the transportation industry. Developments in autonomous vehicle technology have created exciting possibilities as well as new risk exposures for businesses in this dynamic and emerging niche.

› Verified 3 days ago

› Url: https://www.ioausa.com/industries/autonomous-vehicle-insurance/ Go Now

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Excess Liability

Details: Excess liability insurance provides higher limits once you’ve reached those in your underlying umbrella policy. You can match the standard terms and conditions of your primary and excess polices to make sure you don’t have a coverage gap. Get with an IOA expert to determine if an excess liability policy makes sense for your business.

› Verified 9 days ago

› Url: https://www.ioausa.com/business-insurance/excess-liability/ Go Now

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Business Insurance

Details: Business Insurance. Our experts get you the right coverages for your complex needs. Overview. Our team of experts combined with your business needs means peace of mind when the unexpected comes your way. With our depth of knowledge and client-first approach, you not only have have the coverage you need, but also a partner dedicated to your

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Select Business Insurance

Details: Contractors or self-employed tradesmen know that insurance is an important part of protecting their business. Whether you're a painter, plumber, electrical contractor, roofer, or in a similar business, it can be hard to determine the right coverage. That's where an IOA advisor comes in. Request a Quote.

› Verified 9 days ago

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Insurance Producer Commission Comparison Calculator

Details: At Insurance Office of America (IOA), we’re producer-focused instead of owner-focused, so commissions are much higher and ownership is an option. Use the comparison calculator below to see the personal revenue you may be missing out on.

› Verified 5 days ago

› Url: https://www.ioausa.com/insurance-producer-commission-comparison-calculator/ Go Now

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Commercial Flood

Details: Flood insurance is often provided through the National Flood Insurance Program (NFIP), which is managed by the Federal Emergency Management Agency (FEMA). There is a waiting period for most policies—typicially 30 days—so you will want to be proactive and have your policy in place well ahead of a potential flood event.

› Verified 9 days ago

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War & Terrorism

Details: Terrorism Risk and Insurance Act (TRIA) Under TRIA, commercial property owners—office buildings, malls, factories, apartment buildings, etc.—must be offered the option of terrorism coverage. This coverage is good only for a certified attack declared by the …

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Roger J. Stewart

Details: Roger Stewart is an insurance producer at Insurance Office of America in San Diego, California. He specializes in construction, real estate, employee benefits and manufacturing and distribution.

› Verified 5 days ago

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Santa Barbara, CA

Details: Insurance Office of America (IOA) is a full-service insurance agency founded in 1988. Headquartered in Longwood, Florida, IOA has more than 1,000 associates located in …

› Verified 8 days ago

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Business Owners Policy

Details: A business owners policy includes business interruption insurance, liability protection, and property insurance. It does not cover auto insurance, disability insurance, health insurance, professional liability, or workers compensation. To ensure your business is protected properly, consult with an IOA advisor today. Contact a Broker. BOPs Include:

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Thomas Costello Insurance Office of America

Details: Thomas graduated from Eastern Kentucky University with a B.S. in 1978 and from West Virginia University with an MBA in 1981. He worked for Reliance Insurance Company as a surety underwriter from 1981 to 1985 and then joined Wausau Insurance Company as a Regional Bond Manager in 1985, became Divisional Bond Manager in 1994 and Assistant Vice President in 1998.

› Verified 7 days ago

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Financial Institutions

Details: IOA financial institution specialists are dedicated to providing the highest level of expertise and service in an increasingly complex industry. From strengthening your financial operations within mortgage companies to credit unions or banks, our financial advocates take a unique approach to creating coverage suited to your business needs.

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Captive Management

Details: Our captive experts consult on the formation, implementation, and ongoing renewals for the complex and technical aspects of captive programs. We work with you to determine which captive management company, domicile, and services best fit your needs. The model of …

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Health Care Insurance Office of America

Details: Our team of experts and our access to the top markets means you secure the right solutions for the specific needs of your organization. Get with you IOA advisor today to make sure you are on top of your health care insurance needs. Contact a Broker. $. 8, 7 0 0, 0 0 0, 0 0 0. Projected Global Health Care Spending by 2020.

› Verified 6 days ago

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Claims Emergency Contact List

Details: American Coastal Insurance Company – 252-247-8796 / [email protected] American Contractors Indemnity Company – 310-649-6990 / Visit website. American Empire Surplus Lines Insurance Company – 800-545-4269 / [email protected] American Family Home Insurance Company – 800-692-6326 / …

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